l o a d i n g

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Personal Banking

Customers can enjoy the convenience of swift banking service.

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Corporate Banking

Get Cool Pat on PC or Mobile to send and receive funds.

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SME Banking

For availing SME loan it is required to mortgage collateral/security.

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Personal Loans

Cool Bank offers a wide range of loans to suit your needs.

about
Who We are

WE ARE Cool Bank

A place for everyone who wants to a simple banking system. Deposit funds using payment gateway or bank transfer. A Bank at a fair price is guaranteed. Nothing extra. Join over 700,000 users from all over the world satisfied with our services. A place for everyone who wants to simple loans and Dps. Even with a history of hefty technological investments and an even larger donations, consumer and investor confidence has never waned.

  • Get up to ₦1,500,000 Cash Fast
  • 15 Minute Online Application
  • Coverage around the world
  • Business without borders
  • Affiliates and partnerships
  • Bad Credit Considered2
Get Started More About Us
Smart Banking

A Better Way to Save & Invest

The client perspective depends on Business first growth.

strong
STRONG SECURITY

Protection against DDoS attacks,
full data encryption

strong
WORLD COVERAGE

Providing services in 15 countries
around all the globe

strong
PAYMENT OPTIONS

Popular methods: Visa, MasterCard,
bank transfer, pay later

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MOBILE APP

Transact via our Mobile App, Available
on Play Store & App Store

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COST EFFICIENCY

Reasonable transaction fees for 
all account types

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HIGH LIQUIDITY

Fast access to high liquidity orderbook
for top currency pairs

Strategy

How it Works

The strategy where user can use the banking system. The strategy is simple easier to use. This is the fewer step to follow to create a bank account.

Create Account

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  • 1. Signup in Minutes
    You can open an account within minutes. To get started, go to Signup page.
  • 2. Tell Us About Your Business
    It is a secure way to authenticate whether the customer who is making an online purchase is the rightful owner of the debit card being used.
  • 3. Set Up A Transfer
    It is a secure way to authenticate whether the customer who is making an online purchase is the rightful owner of the debit card being used.
  • 4. Pay For Your Transfer
    It is a secure way to authenticate whether the customer who is making an online purchase is the rightful owner of the debit card being used.
  • 5. All Done
    It is a secure way to authenticate whether the customer who is making an online purchase is the rightful owner of the debit card being used.
about
Pricing Plan

Simple Transparent Interest Rates

Get the best interest rates we only can give.

Basic
20 %
Interest Rate
  • Per Installment
    32875.2₦
  • Total Deposit
    657504₦
  • After Matured
    789004.8₦
  • Installment Interval
    30 Days
  • Total Installment
    20
Apply
Standard
9 %
Interest Rate
  • Per Installment
    3698460₦
  • Total Deposit
    73969200₦
  • After Matured
    80626428₦
  • Installment Interval
    30 Days
  • Total Installment
    20
Apply
Standard
4 %
Interest Rate
  • Minimum Amount
    20547₦
  • Maximum Amount
    41094₦
  • Interval Type
    partial
  • Locked In Period
    365 Days
  • Get Profit every
    30 Days
Basic
3 %
Interest Rate
  • Minimum Amount
    8218.8₦
  • Maximum Amount
    82188₦
  • Interval Type
    fixed
  • Locked In Period
    30 Days
Demo Loan two
5 %
Per Installment
  • Minimum Amount
    821880₦
  • Maximum Amount
    1643760₦
  • Installment Interval
    10 Days
  • Total Installment
    21
Demo Loan One
10 %
Per Installment
  • Minimum Amount
    410940₦
  • Maximum Amount
    821880₦
  • Installment Interval
    30 Days
  • Total Installment
    11
House Loan
10 %
Per Installment
  • Minimum Amount
    1232820₦
  • Maximum Amount
    41094000₦
  • Installment Interval
    30 Days
  • Total Installment
    15
app
Apps

Your banking experience anytime, anywhere

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about about
Testimonials

What our customers say about us

The client perspective depends on Business first growth. How big business can be. We provide best service all area.

The is just awesome, best quality service ever I had. You can trust them and deposit your funds. Their Loan plans are really helpful. Easy to use their online banking system.

Jazmin Sultana

clients
The is just awesome, best quality service ever I had. You can trust them and deposit your funds. Their Loan plans are really helpful. Easy to use their online banking system.

Jhon Smith

clients

M

Happy Clients

M

Total Transactions

$ M

Total Withdraw

$ M

Total Deposit
about
Quick Start

Need a Personalized Solution?

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1
News & Tips

Latest News & Tips

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FAQs

Frequently Asked Questions

Though we have provided lots of information about us and how we serve what is our working process our terms and conditions our policies etc.

Why is there a need for an One-Time-Password (OTP) to complete an online purchase?
An OTP helps to protect against online fraud. It is a secure way to authenticate whether the customer who is making an online purchase is the rightful owner of the debit card being used.
Can I choose not to use the OTP service for online purchases?
No. Bangladesh Bank regulation has mandated the use of OTP for every online purchase.
Will I be charged a fee for receiving the OTP via SMS?
No. The OTP service is free of charge. The Bank shall notify customers if any charge is imposed in future for this service. You can find the latest tariff guide for services on the Genius Bank Bangladesh website.
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